Título:
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Empowering the vulnerable to be entrepreneurs: An empirical test on the efectiveness of the Ghana microfinance policy 2006
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Autor/a:
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Díaz Serrano, Lluís; Sackey, Frank G.
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Otros autores:
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Universitat Rovira i Virgili. Departament d'Economia; Universitat Rovira i Virgili. Centre de Recerca en Economia Industrial i Economia Pública |
Abstract:
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The study aims at testing the Ghana Microfinance Policy set up to support the vulnerable through
access to credit. We resort to the Blinder-Oaxaca decomposition to determine if there is positive
discrimination in favor of women and young entrepreneurs in the rationing behavior of the
microfinance companies. This is what we should expect if the policy is effective. Our results show
that even after controlling for a large number of borrower characteristics, microfinance type and
credit worthiness variables, there is positive discrimination that favors female and young
entrepreneurs as this discrimination is largely determined by the differential treatment these
groups receive in respect of men and older borrowers from microfinance institutions. Our results
show that the Government microfinance is the most severe in the rationing behavior towards the
discriminating groups. |
Fecha de creación:
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2016 |
Materias (CDU):
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334 - Formes d'organització i cooperació en l'economia |
Materia(s):
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Microfinances -- Ghana Crèdit -- Ghana Programes d'acció positiva -- Ghana |
Derechos:
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L'accés als continguts d'aquest document queda condicionat a l'acceptació de les condicions d'ús establertes per la següent llicència Creative Commons: http://creativecommons.org/licenses/by-nc-nd/4.0/ |
Páginas:
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40 p. |
Tipo de documento:
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Documento de trabajo |
Editor:
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Universitat Rovira i Virgili. Departament d'Economia
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Collection:
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Documents de treball del Departament d'Economia;2016-20
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