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Price policies and Price dispersion in the private healthcare insurance industry: The Catalan case

Author

Oliva, Martí

Carles Lavila, Misericòrdia

Other authors

Universitat Rovira i Virgili. Departament d'Economia

Universitat Rovira i Virgili. Centre de Recerca en Economia Industrial i Economia Pública

Publication date

2011



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Abstract

We present an overlapping generations model that explains price dispersion among Catalonian healthcare insurance firms. The model shows that firms with different premium policies can coexist. Furthermore, if interest rates are low, firms that apply equal premium to all insureds can charge higher average prices than insurers that set premiums according to the risk of insured. Economic theory, health insurance, health economics.

Document Type

Working document

Language

English

CDU Subject

338 - Economic situation. Economic policy. Management of the economy. Economic planning. Production. Services. Prices

Subject

Assegurances de salut; Economia de la salut -- Catalunya

Pages

15 p.

Publisher

Universitat Rovira i Virgili. Departament d'Economia

Collection

Documents de treball del Departament d'Economia; 2011-22

Documents

DT.22-2011-1560-OLIVA i CARLES.pdf

223.9Kb

 

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Rights

L'accés als continguts d'aquest document queda condicionat a l'acceptació de les condicions d'ús establertes per la següent llicència Creative Commons: http://creativecommons.org/licenses/by-nc-nd/3.0/es/

This item appears in the following Collection(s)

Documents de treball del Departament d'Economia [384]