Universitat Rovira i Virgili
Universitat Rovira i Virgili. Departament d'Economia
Universitat Rovira i Virgili. Centre de Recerca en Economia Industrial i Economia Pública
2013
We analyze premium policies and price dispersion among private healthcare insurance firms from an overlapping-generations model. The model shows that firms that apply equal premium to all policyholders and firms that set premiums according to the risk of insured can coexist in the short run, whereas coexistence is unlikely in the long run because it requires the coincidence of economic growth and interest rates. We find support for the model’s results in the Catalan health insurance industry. Keywords: Economic theory, price policies, health insurance, health economics, overlapping-generations. JEL Classifications: I11 / L11 / L23
English
338 - Economic situation. Economic policy. Management of the economy. Economic planning. Production. Services. Prices
Economia de la salut; Assegurances de salut; Preus -- Fixació; Serveis sanitaris; Producció -- Organització
12 p.
Universitat Rovira i Virgili. Departament d'Economia
Documents de treball del Departament d'Economia; 2013-21
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