Microfinance and credit rationing in Ghana: Does the microfinance type matter?

dc.contributor
Universitat Rovira i Virgili. Departament d'Economia
dc.contributor
Universitat Rovira i Virgili. Centre de Recerca en Economia Industrial i Economia Pública
dc.contributor.author
Díaz Serrano, Lluís
dc.contributor.author
Sackey, Frank G.
dc.date.accessioned
2015-03-17T16:48:02Z
dc.date.accessioned
2024-12-10T13:28:42Z
dc.date.available
2015-03-17T16:48:02Z
dc.date.available
2024-12-10T13:28:42Z
dc.date.created
2015
dc.date.issued
2015
dc.identifier.uri
http://hdl.handle.net/2072/247802
dc.description.abstract
This study sets out to examine the extent to which access to credit and credit rationing are influenced by the microfinance type based on the major factors determining micro, small and medium enterprises’ access to credit from microfinance institutions in the era of financial liberalization. The data for the study were gleaned from the microfinance institutions’ credit and loan records consisting of the various pieces of information provided by the borrowers in the application process. Our results are puzzling and show that credit rationing is not influenced by the microfinance types but by the individual microfinance institutions. Keywords: Microfinance, Ghana, Credit Rationing. JEL codes: G21
eng
dc.format.extent
48 p.
cat
dc.language.iso
eng
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dc.publisher
Universitat Rovira i Virgili. Departament d'Economia
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dc.relation.ispartofseries
Documents de treball del Departament d'Economia;2015-07
dc.rights
info:eu-repo/semantics/openAccess
dc.rights
L'accés als continguts d'aquest document queda condicionat a l'acceptació de les condicions d'ús establertes per la següent llicència Creative Commons: http://creativecommons.org/licenses/by-nc-nd/3.0/es/
dc.source
RECERCAT (Dipòsit de la Recerca de Catalunya)
dc.subject.other
Microfinances
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dc.subject.other
Crèdit
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dc.subject.other
Ghana
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dc.title
Microfinance and credit rationing in Ghana: Does the microfinance type matter?
cat
dc.type
info:eu-repo/semantics/workingPaper
cat
dc.subject.udc
336
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dc.embargo.terms
cap
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