This study proposes a method for identifying and evaluating driving risk as a first step towards calculating premiums in the newly emerging context of usage-based insurance. Telematics data gathered by the Internet of Vehicles (IoV) contain a large number of near-miss events which can be regarded as an alternative for modeling claims or accidents for estimating a driving risk score for a particular vehicle and its driver (...)
English
Avaluació del risc; Assegurances d'accidents de treball; Anàlisi de regressió; Anàlisi de dades de panel; Risk assessment; Employers' liability insurance; Regression analysis; Panel analysis
MDPI
Reproducció del document publicat a: https://doi.org/10.3390/e23070829
Entropy, 2021, vol. 23, num. 829, p. 1-22
https://doi.org/10.3390/e23070829
cc-by (c) Sun, Shaui et al., 2021
https://creativecommons.org/licenses/by/4.0/